Disclaimer & Risk Disclosure
⚠️ High-Risk Investment Warning
Trading derivatives, CFDs and binary options involves a high risk of capital loss. You may lose all or part of your investment. These products are not suitable for everyone. Only trade with money you can afford to lose entirely. Past performance does not guarantee future results.
1. Educational Content Only
IA Trader Pro provides educational content about AI-assisted trading, technical analysis, and trading platforms. Nothing on this website constitutes financial advice, investment recommendations, or solicitation to trade.
All articles, tutorials, indicators, code snippets, and bot strategies are shared for informational and educational purposes. We are not registered financial advisers in South Africa. We do not hold any FSCA Category I, II, IIA, III, or IV licence to provide financial advisory services.
Before making any trading or investment decision, you should consult a FSCA-registered financial adviser licensed in South Africa.
2. Trading Risks
Trading binary options, CFDs, forex, and synthetic indices involves substantial risk:
- Capital loss: You can lose 100% of your invested capital, sometimes within minutes
- Leverage risk: CFDs use leverage which amplifies both profits and losses
- Volatility risk: Synthetic indices like Volatility 75 can move sharply
- Liquidity risk: Some markets may have low liquidity during off-hours
- Technology risk: Trading bots can malfunction; APIs can fail; servers can crash
- Regulatory risk: Some brokers featured operate offshore and may not be authorised by FSCA
- Counterparty risk: Offshore brokers may have limited legal recourse for SA residents
3. Broker Regulation in South Africa
FSCA Regulatory Status
Deriv: Deriv Investments (Europe) Limited holds FSP licence number 50885 with FSCA — authorised to provide financial services to South African residents.
IQ Option: Not currently authorised by FSCA. Operating under FSC (St Vincent & Grenadines), tier-3 offshore licence. Use at your own risk.
Trading with non-FSCA authorised brokers means:
- No FAIS Ombud recourse for disputes
- No Financial Services Tribunal access
- Limited consumer protection under SA law
- Funds not protected by any SA-recognised compensation scheme
4. Affiliate Disclosure
IA Trader Pro participates in affiliate programmes. When you click certain links and register or deposit with a broker, we may earn a commission at no additional cost to you. This includes:
- Deriv affiliate programme — partner ID 5586
- IQ Option affiliate programme — partner ID 27953
Affiliate commissions help fund our content production. We only recommend brokers we have personally tested. Our reviews remain honest — we will tell you about red flags and weaknesses (see our IQ Option review for an example of critical assessment).
5. POPIA Compliance (Personal Data)
We comply with the Protection of Personal Information Act 4 of 2013 (POPIA). Read our full Privacy Policy for details on:
- What personal information we collect
- How we use it (cookies, analytics, contact forms)
- Your rights under POPIA (access, correction, deletion)
- How to lodge a complaint with the Information Regulator of South Africa
6. No Guarantee of Returns
❌ Realistic Expectations
We do not guarantee profits. Trading bots showing 70% win rate on demo accounts may perform very differently on live accounts. Backtests are not predictions. Past results do not guarantee future performance. Anyone promising guaranteed returns is misleading you.
7. Bot Performance Limitations
AI-generated indicators and trading bots featured on this site:
- Are provided “as is” without warranty
- May contain bugs or logic errors
- Have been tested on demo accounts only
- Performance varies by asset, timeframe, and market conditions
- Require risk management settings (we recommend max 2% capital per trade)
- Should be backtested and demo-tested for 30+ days before live use
8. Tax Obligations for SA Traders
SARS Tax Compliance
Trading profits in South Africa are taxable. Depending on your activity:
• Capital gains tax (CGT): for occasional investing
• Income tax: for frequent/professional trading
Consult a SARS-registered tax practitioner. We do not provide tax advice. Failure to declare trading income may result in penalties under the Tax Administration Act.
9. Age Restriction
Trading on platforms like Deriv and IQ Option is restricted to users aged 18 and older. Some products may require minimum age of 21. Always verify age requirements with the broker before opening an account.
10. Site Limitations
IA Trader Pro:
- Does not provide personalised financial advice
- Does not manage funds or accept deposits
- Does not guarantee broker performance
- Is not affiliated with FSCA, SARS, or any government body
- Reserves the right to update this disclaimer without prior notice
11. Contact & Complaints
If you have questions about this disclaimer, please contact us. For complaints about brokers, contact the relevant regulator:
- FSCA: +27 12 428 8000 — www.fsca.co.za
- FAIS Ombud: 0860 324 766 — www.faisombud.co.za
- Information Regulator (POPIA): +27 10 023 5200 — inforegulator.org.za
Acceptance
By using this website, you acknowledge that you have read, understood, and accepted this disclaimer in full. If you do not agree, please leave the site.